Getting Funded
The process itself: documentation, underwriting, term sheets, closing, and the avoidable reasons good files get declined.
- Getting Funded
Preparing for Closing Without Losing Two Weeks
Approved files stall on administration, not credit. The conditions list, who produces each item, and the three that reliably cost a week.
- Getting Funded
How Commercial Underwriting Actually Works, End to End
Who touches your file at each stage, what each of them is deciding, and where the days actually go between submission and funding.
- Getting Funded
Questions to Ask Before You Sign
Twenty-odd questions, grouped by what they protect. Asking them is normal, expected, and the cheapest diligence available to a borrower.
- Getting Funded
What to Do After a Decline
The first forty-eight hours matter more than the next four weeks. How to extract the real reason, triage it, and decide between repairing and rerouting.
- Getting Funded
Same-Day Business Funding: Approval, Cutoffs, and Usable Cash
Need business funding today? Check approval conditions, documents, bank cutoffs, and usable cash before relying on a same-day loan or merchant cash advance.
- Getting Funded
Why Good Files Get Declined
Profitable businesses get turned down for a short, repetitive list of reasons. Here is the list, what the desk actually saw, and how long each one takes to fix.
- Getting Funded
How to Read a Term Sheet
Rate is one line of eight that determine what a facility costs. How to price an offer properly, and the terms that quietly decide what you can do next.
- Getting Funded
The Document Package Every Commercial Lender Asks For
The standard request list, item by item, with the specific question each document exists to answer, and what a weak version of each one costs you.
Programs in this area
The financing these articles describe, with the numbers and documentation each one requires.
Two questions, then the right underwriting desk.
No credit pull to start. You will get a straight answer on where the file stands.