Capital for the business you actually run.
Restaurants, mechanic shops, grocery and commodities, transportation and manufacturing, the operating businesses that carry a payroll and a lease.
- SBA 7(a), 504 and sector programs
- Term loans and lines of credit
- Equipment and transportation finance
12 ways to finance a main street deal.
Main Street
12 programs| Program | Amount | Term | Typical close |
|---|---|---|---|
| SBA 7(a)All industries | to $5M | 10–25 yr | 30 days |
| SBA 504All industries | to $5.5M | 10–25 yr | 90 days |
| EZ Term Loan | $25K – $500K | 3–5 yr | 5 days |
| MicroCap Working Capital | $15K – $50K | 10 yr | 30 days |
| Lines of Credit | to $250K | Revolving | 3 days |
| Equipment Financing | to $2M | 2–7 yr | 3 days |
| Jumbo Term Loan | to $25M | Varies | 1 day |
| Hybrid Term / LOC | to $25M | Varies | 1 day |
| Transportation Finance | to $5M | 2–7 yr | 3 days |
| SBA ExpressAll industries | to $500K | 7 yr line / 10 yr term | 21 days |
| SBA Grocery | to $5M | 10 yr | 30 days |
| SBA Made in America | to $5M | 10 yr | 30 days |
Amounts, terms and timelines are typical ranges for complete files and are subject to underwriting, collateral review, documentation, third-party reports and lender approval. Nothing here is a commitment to lend. SBA programs are additionally subject to SBA eligibility and approval.
How long each main street program takes.
Typical time from a complete file to funding, against the conventional brokered path.
Typical timelines measured from submission of a complete file. Actual timing depends on documentation, third-party reports, title and lender approval. Not a guarantee or a commitment to lend. SBA programs are subject to SBA eligibility and approval requirements.
Ready to price a main street deal?
Estimated rate, leverage and payment, with no credit pull.