SBA Grocery
Ten-year government-backed terms for food and agriculture operators.
An SBA-backed program for grocery retail, food distribution and agriculture businesses. The government guaranty lowers lender risk, which shows up as longer amortization and a lower payment than conventional debt of the same size.
Stop guessing. See how the market prices your deal today.
Pick the program, configure your deal and read the live capital response, rate, fees, amortization, lender appetite, and Deal Strength Score™.
Government-backed CRE for owner-occupants and businesses.
Public estimate based on live API spreads + lender matrix. Final pricing subject to formal underwriting.
The last 30 days, watched for you.
The benchmarks that move your pricing, tracked daily, the same feed our app and underwriting desk read.
Source: Federal Reserve (FRED), refreshed daily. Estimates only, not a commitment to lend.
How it works
Confirm eligibility
Industry classification and size standards are checked first.
Package
Financials and use of proceeds are organized to SBA requirements.
Approve and close
SBA authorization, then closing conditions and funding.
What you'll need to get funded.
The AI requests these one at a time inside the app, upload from your phone and it classifies and reviews each file for you.
- ✓Business tax returns, most recent 2 years
- ✓Business bank statements, last 6 months
- ✓Year-to-date P&L and balance sheet
- ✓Business debt schedule, if applicable
- ✓Owner personal financial statement
- ✓Use-of-proceeds breakdown
- ✓Owner resume and personal financial statement
- ✓Lease or purchase contract for the operating location
Run your SBA Grocery deal, then get qualified.
No credit pull to see your numbers. Create an account to turn the estimate into a lender-ready file.