Dealer Working Capital
Capital for growth, payoff, inventory and operating liquidity.
For qualified dealers seeking capital for growth, payoff, inventory expansion, vendor obligations, tax cleanup, or operational liquidity, underwritten on the whole store — financials, floorplan behavior and inventory turn — rather than on a snapshot of one month's deposits.
Stop guessing. See how the market prices your deal today.
Pick the program, configure your deal and read the live capital response, rate, fees, amortization, lender appetite, and Deal Strength Score™.
Acquisition speed and flexibility. Refinance or sale exit.
Public estimate based on live API spreads + lender matrix. Final pricing subject to formal underwriting.
The last 30 days, watched for you.
The benchmarks that move your pricing, tracked daily, the same feed our app and underwriting desk read.
Source: Federal Reserve (FRED), refreshed daily. Estimates only, not a commitment to lend.
How it works
Submit the file
Contact details and uploads land in an encrypted file room. No product selection required up front.
AI screen
The underwriter reviews bank activity, inventory, floorplan exposure and F&I production, then asks only the essential follow-up questions.
Term direction
The likely funding path is identified before the file reaches capital partners.
What you'll need to get funded.
The AI requests these one at a time inside the app, upload from your phone and it classifies and reviews each file for you.
- ✓Business bank statements, last 6 months
- ✓Dealer financial statements and current-year P&L
- ✓Dealer license and ownership information
- ✓Inventory report and floorplan statements
- ✓Existing debt, MCA and advance statements
- ✓F&I, warranty and product production reports
Run your Dealer Working Capital deal, then get qualified.
No credit pull to see your numbers. Create an account to turn the estimate into a lender-ready file.