Floorplan & Inventory
Inventory as a financing problem: curtailments, aged units, turn rate, and the real carrying cost of a car sitting on the lot.
- Floorplan & Inventory
Pay Off or Refinance: Deciding What to Do With Floorplan Exposure
Retiring floorplan with cash, refinancing it into term debt, or restructuring the facility are three different decisions. Each fixes a different problem.
- Floorplan & Inventory
Surviving a Floorplan Audit: What Gets Checked and What Goes Wrong
An inspector arrives unannounced with a VIN list. What happens next depends almost entirely on record-keeping you either did or did not do months earlier.
- Floorplan & Inventory
Inventory Turn Is a Financing Metric, Not a Sales Metric
Turn decides how much line you need, what your carry costs per unit, and how a credit desk reads your file. Here is how to compute it and what it changes.
- Floorplan & Inventory
The Real Carrying Cost of an Aged Unit, With the Arithmetic
Dealers price aging as floorplan interest. Interest is the smallest piece. Here is the full daily cost of a unit that will not move, built line by line.
- Floorplan & Inventory
How a Floorplan Line Actually Works: Advances, Curtailments and Audits
Floorplan is not a loan against your dealership. It is a secured revolver with per-unit accounting, forced principal paydowns and a physical inspection attached.
Programs in this area
The financing these articles describe, with the numbers and documentation each one requires.
Get your floorplan exposure analyzed against your actual turn.
No credit pull to start. You will get a straight answer on where the file stands.