SBA Express
Streamlined SBA financing for smaller, time-sensitive business needs.
SBA Express gives participating lenders delegated authority to make the credit decision using a streamlined SBA delivery method. It supports term or revolving structures for eligible business purposes without turning the product into an automatic approval.
Stop guessing. See how the market prices your deal today.
Pick the program, configure your deal and read the live capital response, rate, fees, amortization, lender appetite, and Deal Strength Score™.
Government-backed CRE for owner-occupants and businesses.
Public estimate based on live API spreads + lender matrix. Final pricing subject to formal underwriting.
The last 30 days, watched for you.
The benchmarks that move your pricing, tracked daily, the same feed our app and underwriting desk read.
Source: Federal Reserve (FRED), refreshed daily. Estimates only, not a commitment to lend.
How it works
Confirm the use
We confirm the business purpose, requested amount, ownership, and basic SBA eligibility.
Build the file
Financial evidence and SBA forms are assembled for the lender's delegated review.
Decision and close
The participating lender makes the credit decision and issues closing conditions.
What you'll need to get funded.
The AI requests these one at a time inside the app, upload from your phone and it classifies and reviews each file for you.
- ✓Business tax returns, most recent 2 years
- ✓Business bank statements, last 6 months
- ✓Year-to-date P&L and balance sheet
- ✓Business debt schedule, if applicable
- ✓Owner personal financial statement
- ✓Use-of-proceeds breakdown
- ✓Owner resume and personal financial statement
- ✓SBA borrower information forms
Run your SBA Express deal, then get qualified.
No credit pull to see your numbers. Create an account to turn the estimate into a lender-ready file.