Financing for income property and value-add.
Investors and owner-occupants financing income property, value-add projects and commercial acquisitions.
9 ways to finance a real estate deal.
Real estate
9 programs| Program | Amount | Term | Typical close |
|---|---|---|---|
| Commercial Foreclosure Bailout | Payoff-sized | 24 mo / 40 yr amort. | 7 days |
| DSCR Rental Loans | $250K–$2B | 30 yr | 21 days |
| Fix & Flip | to $5M | 12 mo | 7 days |
| Bridge / Purchase | to $25M | 12–24 mo | 1 day |
| SBA 7(a)All industries | to $5M | 10–25 yr | 30 days |
| SBA 504All industries | to $5.5M | 10–25 yr | 90 days |
| Construction Capital | to $25M | 12–36 mo | 14 days |
| Portfolio Lending | $500K–$2B | 30 yr | 30 days |
| SBA ExpressAll industries | to $500K | 7 yr line / 10 yr term | 21 days |
Amounts, terms and timelines are typical ranges for complete files and are subject to underwriting, collateral review, documentation, third-party reports and lender approval. Nothing here is a commitment to lend. SBA programs are additionally subject to SBA eligibility and approval.
How long each real estate program takes.
Typical time from a complete file to funding, against the conventional brokered path.
Typical timelines measured from submission of a complete file. Actual timing depends on documentation, third-party reports, title and lender approval. Not a guarantee or a commitment to lend. SBA programs are subject to SBA eligibility and approval requirements.
Know the deal and your borrowing power, before you make the offer.
The Deal Analyzer is the engine underneath every file: it calculates profit to perfection and shows the exact financing power available for the deal, instantly, with no credit pull and nothing slowing you down.
Profit, calculated to perfection
Purchase, rehab, contingency, carry, closing and selling costs are modeled exactly, so projected net profit and margin are real numbers, not back-of-napkin math.
Your true banking power for the deal
See the loan you can actually get, your real cash to close and how much more you can pull before the 75% ARV safety line, financed construction vs. self-funded, side by side.
Matched to the right capital
Every deal is scored against live lender programs and a configurable closing-cost table, you see the program that fits and what it costs before you make the offer.
No credit pull. No delays.
The analyzer runs entirely off the deal numbers. A soft credit check is optional and borrower-initiated, it never gates the math or stalls the deal.
Underwrite a property from the sidewalk.
Price a deal before you leave the showing. Scan an SREO or a rent roll with your camera, run the DSCR, and generate a pre-qual letter to hand the listing agent while you are still standing there. Built for real estate investors, our dealer and Main Street programs are handled by the underwriting desk directly.
Free to download. No credit pull to run a deal.
Market Alerts
Deal Score
Document Vault
Pre-Qual
Loan Tracker
FaceID Security
Bank-level protection for your investor profile and financial documents.
AI Document Scanner
Snap tax returns, SREOs, rent rolls, and bank statements. The AI extracts the data automatically.
1-Click Pre-Qual
Standing in a property? Generate a financing confidence letter before you leave.
The full platform when the deal needs a bigger screen.
The mobile app creates speed and direct access. The desktop suite mirrors the same intelligence with deeper dashboards for borrowers, lenders, and real estate partners managing multiple deals.
Investor Capital Dashboard
Track borrowing power, active files, documents, alerts, and lender-fit recommendations in one workspace.
Lender & Agent Collaboration
Share pre-quals, condition lists, deal updates, and financing confidence without losing control of the borrower relationship.
128 Main Street
Underwriting 72% complete
Multifamily appetite remains strong across active DSCR desks.
Ready to price a real estate deal?
Estimated rate, leverage and payment, with no credit pull.