SBA Financing
7(a), 504 and the specialty programs: eligibility, the real timeline, and where SBA files actually stall.
- SBA Financing
The Complete Guide to SBA 7(a) Loans
How the 7(a) program actually works from the desk that underwrites it: sizing, structure, eligibility, collateral, fees, and where files stall.
- SBA Financing
SBA 7(a) vs 504: Which Program Fits Your Deal
Two programs, two very different structures. How to tell which one your transaction belongs in before you spend six weeks in the wrong one.
- SBA Financing
SBA Eligibility, Explained Plainly
Eligibility is a rules test with a yes or no answer, and it is separate from whether a lender wants your credit. Here is what actually gets checked.
- SBA Financing
The SBA Timeline, and Where Files Actually Stall
SBA loans are not slow because of the SBA. They are slow because of third-party reports, missing documents and facts discovered late. Here is the real sequence.
- SBA Financing
Using an SBA Loan to Buy a Business
How acquisition files are underwritten: injection rules, seller notes, valuation, and why the target's cash flow matters more than your balance sheet.
- SBA Financing
SBA Loan Fees and How They Are Structured
Guaranty fees, packaging fees, closing costs and prepayment charges: what each one is, who actually pays it, and which ones are negotiable.
- SBA Financing
SBA Financing for Owner-Occupied Real Estate
Buying the building your business operates from: occupancy rules, the holding-company structure, appraisal and environmental review, and rent versus own math.
- SBA Financing
SBA Sector Programs: Grocery and Domestic Manufacturing
Why food retail and domestic production get treated differently inside the SBA programs, and what a sector-focused file has to prove.
Programs in this area
The financing these articles describe, with the numbers and documentation each one requires.
- Owner-Occupied
SBA 7(a)
Government-backed capital for owner-occupied CRE and expansion.
- Fixed-Rate CRE
SBA 504
Long-term fixed-rate financing for owner-occupied real estate.
- Government-Backed
SBA Grocery
Ten-year government-backed terms for food and agriculture operators.
- Government-Backed
SBA Made in America
Government-backed capital for US manufacturing.
Find out which SBA program fits before you start the paperwork.
No credit pull to start. You will get a straight answer on where the file stands.