DSCR Rental Loans
Qualify on the property's cash flow, not your tax returns.
DSCR (Debt Service Coverage Ratio) loans let investors finance income property based on the rent it produces, with no personal income verification. Long-term, fixed-rate, entity-friendly, built to scale a rental portfolio.
Stop guessing. See how the market prices your deal today.
Pick the program, configure your deal and read the live capital response, rate, fees, amortization, lender appetite, and Deal Strength Score™.
Qualify off the property's rent. No personal income docs.
Public estimate based on live API spreads + lender matrix. Final pricing subject to formal underwriting.
The last 30 days, watched for you.
The benchmarks that move your pricing, tracked daily, the same feed our app and underwriting desk read.
Source: Federal Reserve (FRED), refreshed daily. Estimates only, not a commitment to lend.
How it works
Run the numbers
Enter the price, rent and your down payment. The calculator returns the rate, max leverage, DSCR ratio and your Deal Strength Score™ instantly, no credit pull.
Get qualified
Create an account and the AI assembles a lender-ready file, matches the program that fits, and generates a property-specific pre-qual letter.
Close and scale
We route the file to DSCR desks actively buying your asset profile and shepherd it to closing, then do it again on the next door.
What you'll need to get funded.
The AI requests these one at a time inside the app, upload from your phone and it classifies and reviews each file for you.
- ✓Lease agreement(s) or current rent roll
- ✓Property insurance quote or binder
- ✓Entity docs (LLC operating agreement / EIN) if vesting in an entity
- ✓Purchase contract (purchase) or payoff statement (refinance)
- ✓Voided check / ACH for the property's operating account
Run your DSCR Rental Loans deal, then get qualified.
No credit pull to see your numbers. Create an account to turn the estimate into a lender-ready file.