No credit pull to begin
Start your file.
Tell us what kind of business you are and you go straight to the underwriting desk that handles it. You will pick a language, answer a short set of questions, and upload what you already have, then get a preliminary read back in minutes.
- Real estateI'm a real estate investorFinancing a property, rental, value-add, acquisition or owner-occupied. Underwritten on the asset and its cash flow.10 programs18 day median closeStart my file
- Auto & dealerI run a car dealershipUnderwritten on the dealership itself, inventory, floorplan exposure, F&I production and bank activity.10 programs14 day median closeStart my file
- Main StreetI run another kind of businessRestaurants, mechanic shops, trucking, manufacturing, retail and trades. Underwritten on cash flow, not sector.13 programs18 day median closeStart my file
Starting a file is a preliminary review, not an application for credit and not a commitment to lend. No credit inquiry is performed to begin. Final terms are subject to underwriting, collateral review, documentation and lender approval.
Not sure which one?
Pick the closest match. The underwriter sorts it out in the first couple of questions, and switching costs you nothing.
Talk to underwriting instead