Financing underwritten directly.
23 funding programs across real estate, auto dealerships and Main Street, processed by our own underwriters instead of shopped around. Fewer steps, fewer resubmissions, and a decision in days rather than months.
- No credit pull to see terms
- Direct underwriter access
- $25K to $2B
Days to close, by program
Typical timeline from a complete file, against the conventional brokered path.
Typical timelines measured from submission of a complete file. Actual timing depends on documentation, third-party reports and lender approval. Not a guarantee or a commitment to lend.
Stop guessing. See how the market prices your deal today.
Pick the program, configure your deal and read the live capital response, rate, fees, amortization, lender appetite, and Deal Strength Score™.
Qualify off the property's rent. No personal income docs.
Public estimate based on live API spreads + lender matrix. Final pricing subject to formal underwriting.
Know the deal and your borrowing power, before you make the offer.
The Deal Analyzer is the engine underneath every file: it calculates profit to perfection and shows the exact financing power available for the deal, instantly, with no credit pull and nothing slowing you down.
Profit, calculated to perfection
Purchase, rehab, contingency, carry, closing and selling costs are modeled exactly, so projected net profit and margin are real numbers, not back-of-napkin math.
Your true banking power for the deal
See the loan you can actually get, your real cash to close and how much more you can pull before the 75% ARV safety line, financed construction vs. self-funded, side by side.
Matched to the right capital
Every deal is scored against live lender programs and a configurable closing-cost table, you see the program that fits and what it costs before you make the offer.
No credit pull. No delays.
The analyzer runs entirely off the deal numbers. A soft credit check is optional and borrower-initiated, it never gates the math or stalls the deal.
Capital markets have changed.
Commercial financing was never designed for speed.
Most investors still rely on outdated relationships, fragmented lender calls, and blind submissions while rates and credit appetite move daily.
Your rent roll supports approximately 78% leverage. Three DSCR lenders currently match this profile.
Meet your pocket underwriter.
Nurture AI doesn’t just collect documents, it reads them, analyzes them, structures them, and routes your file to lenders whose credit matrix actually fits your deal.
Instant Pre-Qualifications
Generate lender-ready approval letters from your phone in under 60 seconds.
Live Market Monitoring
Daily monitoring of Treasury, SOFR, spreads, and institutional lending appetite.
Smart Capital Routing
The system identifies lenders actively seeking your exact asset profile.
Connected to institutional capital nationwide.
Qualified Commercial is designed to make borrowers cleaner, lenders faster, and real estate professionals more confident at the point of offer.
Underwrite a property from the sidewalk.
Price a deal before you leave the showing. Scan an SREO or a rent roll with your camera, run the DSCR, and generate a pre-qual letter to hand the listing agent while you are still standing there. Built for real estate investors, our dealer and Main Street programs are handled by the underwriting desk directly.
Free to download. No credit pull to run a deal.
Market Alerts
Deal Score
Document Vault
Pre-Qual
Loan Tracker
FaceID Security
Bank-level protection for your investor profile and financial documents.
AI Document Scanner
Snap tax returns, SREOs, rent rolls, and bank statements. The AI extracts the data automatically.
1-Click Pre-Qual
Standing in a property? Generate a financing confidence letter before you leave.
The full platform when the deal needs a bigger screen.
The mobile app creates speed and direct access. The desktop suite mirrors the same intelligence with deeper dashboards for borrowers, lenders, and real estate partners managing multiple deals.
Investor Capital Dashboard
Track borrowing power, active files, documents, alerts, and lender-fit recommendations in one workspace.
Lender & Agent Collaboration
Share pre-quals, condition lists, deal updates, and financing confidence without losing control of the borrower relationship.
128 Main Street
Underwriting 72% complete
Multifamily appetite remains strong across active DSCR desks.
Institutional credit programs for every strategy.
Most investors don’t fail because they can’t find a property, they fail because they structure the wrong financing strategy. Qualified Commercial uses intelligence to help investors understand leverage, risk, exit strategies, lender fit, and the safest loan structure for each commercial deal.
DSCR Rental Loans
No personal income required. Qualify based on the property's cash flow. Up to 80% LTV.
Explore DSCR Strategy →Fix & Flip
Up to 90% loan-to-cost, rehab funding coverage, and closings in as little as 7 days.
Explore Fix & Flip →Bridge / Purchase
Short-term acquisition capital designed for speed, flexibility, and opportunity capture.
Explore Bridge Loans →Car Dealer Capital
Real-estate-backed dealer funding review with AI document intake, MCA/floorplan pressure analysis, and full-doc underwriting direction.
Use Dealer AI Underwriter →SBA 7(a)
Government-backed funding for owner-occupied commercial real estate and business expansion.
Explore SBA Strategy →Understand the safest path before you commit to a deal.
New investors often struggle with leverage, refinance timing, exit strategy risk, debt coverage, and understanding whether a commercial deal is truly safe. Qualified Commercial is designed to educate investors through the financing intelligence behind the deal, not just the loan itself.
AI Deal Structuring
The platform analyzes leverage, projected rents, rehab budgets, reserves, and market conditions to help investors understand the strongest financing structure for their situation.
Exit Strategy Intelligence
Whether the plan is refinance, BRRRR, flip, stabilization, or long-term hold, the system helps investors understand timing risk and lender expectations before entering the deal.
Lender Match Intelligence
The platform identifies which capital strategy may fit best based on experience level, asset type, leverage, cash flow, and overall deal safety.
Institutional financing in 3 steps.
Build your profile once. Let the AI match your capital. Track execution from your phone.
Build Your Investor Profile
Answer a few questions and soft-pull credit with no FICO impact.
Let the AI Match Capital
The Associate analyzes lender matrices to identify the best institutional fit.
Close Faster
Track underwriting, upload documents, and move toward closing with fewer delays.
Built for borrowers and institutional lenders.
Qualified Commercial creates cleaner deal flow and faster financing confidence on both sides of every commercial transaction.
Investors
Know your buying power, monitor the market, and generate deal-specific pre-quals fast.
Check Buying PowerLenders
Receive cleaner, AI-structured submissions matched to your actual credit box. Connect to a national pipeline of pre-qualified commercial files.
Become a Capital PartnerFrequently asked questions.
Does this affect my credit score?
No. The platform uses soft-pull technology for initial pricing and qualification estimates, which does not impact your FICO score.
Are you a direct lender?
Qualified Commercial is a commercial real estate technology platform and brokerage that routes qualified files directly to institutional capital desks.
How is this different from a traditional broker?
Traditional brokers often submit deals manually. Qualified Commercial uses AI-driven capital intelligence and live lender matrix analysis to route deals based on institutional fit.
Is my data safe?
Yes. The platform is designed around bank-level security, encrypted document storage, and investor-controlled access.
Know where you stand before the market moves.
Check your buying power, generate a Deal Strength Score™, and move with confidence.